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Home Articles Expert Commentary

Expert Commentary

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Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Developer Disclosure Requirements

Melissa Krasnow | September 12, 2025

To comply with the new AI law, certain information standards of care are necessary. Melissa Krasnow explains.

Cyber and Privacy Risk and Insurance

Colorado Artificial Intelligence Law: Enforcement and Exceptions

Melissa Krasnow | September 12, 2025

In this last article in the series, Melissa Krasnow discusses the implementation of the Colorado AI law.

Reinsurance

Who Knows What Matters When It Comes to Risk Exposures

Larry Schiffer | September 12, 2025

Larry Schiffer discusses a recent reinsurance lawsuit involving whose knowledge triggers the known exposures exclusion.

Property Insurance

Implications of Recent Legislation on Property Insurance for Construction

Kurt Huie | September 12, 2025

To safeguard proper risk management, project managers, insurance brokers, and other stakeholders need to be educated on the evolving landscape. Kurt Huie explains.

Businessowners Policies (BOP)

Major Changes to the 2025 ISO Businessowners Program

Edgar Martinez | August 29, 2025

The Insurance Services Office, Inc. (ISO), businessowners program has undergone significant changes, including a revised coverage form, new and updated endorsements, and changes to business classifications.

Catastrophe Risk Management

Wildfire Has Evolved from Natural Hazard to Systemic Threat

John E Putnam | August 29, 2025

John Putnam looks at the wildfire peril that confronts us and discusses the many causal factors that make easy solutions difficult.

Tech

Beyond Data Lakehouses: Delivering the Last Mile of Trusted, Transient Data for Insurers

Paul Moxon | August 15, 2025

Paul Moxon explains why logical data management might be the key.

Cyber and Privacy Risk and Insurance

Breaking Coverage Case—Cyber Coverage—Don't Leave Home Without It

Jes Alexander | August 15, 2025

An Illinois appellate court ruled that a construction management firm's professional liability policy did not cover losses from a cyber incident due to a cyber-event exclusion. This case highlights the importance of having specific cyber insurance.

Leadership at All Levels

Surveillance or Synergy: Which Is Responsible for Operational Outcomes?

Tricia Kagerer, Justin Morrow | August 1, 2025

There is a difference between checking a box and changing a behavior. Tricia Kagerer explores the issues.

Design and Professional Liability

Rely on Privity at Your Peril

Kenneth Slavens | August 1, 2025

The traditional protection from liability for negligent performance of contractual obligations in the absence of privity is eroding. Ken Slavens discusses a related case.