Grow Your Future.

Buildings and contents located on a farm are unique. The buildings may function for the insureds’ personal use (such as their home) or their business use (such as their farm/ranch operations), and the personal property may include both household and farm business property. There are also items that do move around on and off the farm premises, such as tractors, combines, and livestock. This course explains the various exposure and reviews the forms that can be used to address them. 

Enroll in the Farm Property Course

A normal farming operation consists of such things as cultivation of soil, production of crops, raising of livestock, and other incidental operations like operating a roadside stand on the premises. One of the unique aspects of farm liability is that the farm premises can consist of a combination of residential and commercial exposures. This course looks at the various liability loss exposures present and answers the question,  “In what situations can a farmer or rancher be held legally responsible for incidents that happen on the farm premises or from products raised on the farm and later sold?” 

Enroll in the Farm Liability Course

Having a farm liability policy or a commercial general liability policy does not protect a farming operation from all liability exposures. The use of vehicles that are as varied as the operations themselves creates exposures as do workers involved in the operations. This course examines other forms of liability insurance that cover these exposures and provides information about excess liability and umbrella policies that may be required  to ensure insurance limits are sufficient to fulfill any judgements arising from all farm liabilities.

Enroll in the Farm Auto, Workers Compensation, and Umbrella Insurance Course

Standard farm policies may not address some of the unique exposures that can arise during normal farming operations and require insurance coverage beyond the standard farm policies. For example, exposures can arise from equipment breakdown, mobile agricultural machinery and equipment, livestock, and crops. These may require specialized coverages to properly address these exposures.  This course reviews theses exposures and coverage options for addressing the exposures.

Enroll in the Special Farm Property Insurance Lines Course

Like all industries, farming and agribusiness operations are being subjected to increased levels of scrutiny in areas that have not traditionally considered exposures. Exposures arising from pollution liabilities, management liability such as employment practices liabilities, and crime are just some of the areas that must be reviewed and addressed when crafting an insurance program that properly protects farming operations. This course focuses on identifying these exposures and addressing them through risk management techniques and specialized insurance coverages.

Enroll in the Miscellaneous Farm Insurance Lines Course