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Grow Your Expertise with IRMI Tools
Understand Critical Policy Wording
Access IRMI's expert analysis of each ISO form and endorsement, learn how to tailor coverage for specific needs, and avoid coverage gaps.
See Analysis of Standard CGL Endorsements
Understanding the impact of standard CGL endorsements is vital to serve your clients or your organization effectively.
Extend Your Knowledge to Miscellaneous General Liability Coverages
Access in-depth analysis of owners and contractors protective liability, product recall coverage, liquor liability, products-completed operations liability, and more.
Find Sample Forms
Use IRMI's form library to quickly find standard commercial liability forms and endorsements.
Grow Your Expertise in Umbrella and Excess Liability Coverage
Tap into line-by-line analysis of ISO commercial umbrella and commercial excess liability policies.
Tackle the Nuances of Additional Insured Coverage Issues
Explore the complexities and strategies of securing additional insured coverage and addressing related issues.
Featured Expert Commentary
Subcontractor Performance Risk
Understanding Cyber Risks and Strategies in the Construction Industry
Start Your Free IRMI Membership
Your path to professional growth starts with your free IRMI Membership. Join today and access webinars, articles, white papers, newsletters, and more... all designed to enhance your insurance expertise.
Featured Subscription Resources
These subscription resources, continually updated and vetted by IRMI research analysts, will provide you with the tools you need to effectively and efficiently stay up to date on commercial liability coverage issues.
Commercial Liability Insurance
The most detailed resource available on commercial general liability, owners and contractors protective liability, liquor liability, products completed operations liability, railroad protective liability, pollution liability, and umbrella liability insurance.
This resource includes a detailed, line-by-line interpretation of standard liability forms. Interpretation is based on court rulings, insurer claims guidelines, and best risk management practices.
Contractual Risk Transfer
A one-of-a-kind resource to help you draft rock-solid risk transfer and insurance clauses for construction contracts, leases, purchase orders, rental agreements, oil and gas drilling and production contracts, and many other contractual agreements.
It empowers contract drafters with updated model clauses, discussions and summaries of relevant state statutes, and advice on a breadth of relevant topics and strategies to keep you informed and covered.
The Additional Insured Book
The effective use of additional insured status as a risk transfer strategy is a complex but also valuable strategy in connection with a project or business relationship. The Additional Insured Book provides key insight and practical guidance on problems with standard endorsement forms, offers suggestions for modifying coverage to correspond with contractual risk transfers, and critiques the good and potentially troublesome areas of a number of manuscript additional insured endorsements in use.
Pollution Coverage Issues
With more than 800 court cases, this powerful reference gives you a bird's eye view of how all 50 states are ruling on issues such as coverage triggers, the known loss doctrine, and allocation.