Expert Commentary
Latest Articles
Additional Insured Issues
NY Highest Court Confronts Downstream Risk Transfer for Subcontractor Bodily Injury Claims
Gregory Podolak | March 6, 2026
The court closely examines the scope of contractual indemnity and its interplay with additional insured coverage in this case. Gregory Podolak explains.
Liability Insurance
Modeling Personal and Advertising Injury Coverage
Craig Stanovich | March 6, 2026
A 2026 US District Court case, Patrick v. Blackboard Specialty Ins., addresses "other intellectual property" wording in the commercial general liability exclusion f. Craig Stanovich relates the case.
Risk Management Technology
Beyond Basic ROI: Redefining Returns on Technology
Michael Reich | March 6, 2026
Michael Reich discusses five different categories of "net return" that general contractors and owners can use for evaluating how they consider risk technology adoption.
Employment Practices
Moving EPL Risk Management Upstream from Defense to Prevention
Justin Velten | March 6, 2026
By the time a formal complaint or claim is filed, the underlying conditions that made it possible have often been present for quite some time. Dr. Justin Velten looks at the problem and possible solutions.
Additional Insured Issues
What Does "Arising Out of Work" Really Mean?
Julian Ehrlich | February 27, 2026
Julian Ehrlich examines the phrase and its variations, and reviews a recent high court case that provides new guidance in both the coverage and contractual indemnity contexts.
Catastrophe Risk Management
Rethinking the Insurability of Natural Catastrophes
John E Putnam | February 27, 2026
John Putnam revisits traditional insurability criteria, outlines current stressors, and proposes innovative approaches to address the many challenges posed by evolving climatic risks.
Workers Compensation Issues
20 Workers Comp Issues to Watch in 2026
Mark Walls, Kimberly George | February 27, 2026
Mark Walls and Kimberly George discuss essential issues for every risk manager, HR manager, and insurance professional to monitor in 2026.
Valuation of Insurance Organizations
Elevated Construction and Power Generation Equipment Costs for AI Data Centers
John Ray | February 20, 2026
Expansion and supply are limited by the rise in costs and lead times of construction and equipment, as well as the lack of skilled trades to perform the work. John Ray looks at the factors.
Tech
Data Center Construction: 10 Hidden Risk Management Concerns and Technology to Solve Them
Bret Bush | February 13, 2026
Bret Bush advises taking advantage of the latest advances in Internet of Things monitoring technology to keep projects on track and protect high-value investments.
Insurance Agent E and O
Explain Ordinance or Law Coverage to Avoid E&O Claims
Brent Winans | February 6, 2026
How much is enough? Brent Winans examines the factors to consider.
Additional Insured Issues
NY Highest Court Confronts Downstream Risk Transfer for Subcontractor Bodily Injury Claims
Gregory Podolak | March 6, 2026
Liability Insurance
Modeling Personal and Advertising Injury Coverage
Craig Stanovich | March 6, 2026
Risk Management Technology
Beyond Basic ROI: Redefining Returns on Technology
Michael Reich | March 6, 2026
Employment Practices
Moving EPL Risk Management Upstream from Defense to Prevention
Justin Velten | March 6, 2026
Additional Insured Issues
What Does "Arising Out of Work" Really Mean?
Julian Ehrlich | February 27, 2026
Catastrophe Risk Management
Rethinking the Insurability of Natural Catastrophes
John E Putnam | February 27, 2026
Workers Compensation Issues
20 Workers Comp Issues to Watch in 2026
Mark Walls, Kimberly George | February 27, 2026
Valuation of Insurance Organizations
Elevated Construction and Power Generation Equipment Costs for AI Data Centers
John Ray | February 20, 2026
Tech
Data Center Construction: 10 Hidden Risk Management Concerns and Technology to Solve Them
Bret Bush | February 13, 2026
Insurance Agent E and O
Explain Ordinance or Law Coverage to Avoid E&O Claims
Brent Winans | February 6, 2026
