Glossary

As identified in an owners and contractors protective (OCP) liability policy, the designated contractor purchases the insurance on behalf of the party for which it is performing work.

Employees of the insured railroad under a railroad protective (RRP) liability policy who are directly involved in the work performed by the railroad's contractor, are called designated employees.

A designated insured endorsement is an optional endorsement available for commercial auto policies that allows for listing entities who ask to be named insureds for vicarious liability under the policy.

A designated operations exclusion endorsement is used to exclude coverage under the commercial general liability (CGL) policy for specific operations.

A designated pollutant is an air pollutant that is neither a criteria nor hazardous pollutant, as described in the Clean Air Act, but for which new source performance standards exist.

Designated Underwriting Authority Enterprises (DUAE), as promulgated by A.M. Best, is used as a performance assessment to evaluate an entity’s relative ability to perform services on behalf of its insurance partners. Examples include managing general agents (MGAs), managing general underwriters (MGUs), coverholders, program administrators, program underwriters, underwriting agencies, direct authorizations, and appointed representatives. Factors evaluated include sustained growth and global resilience, sufficient capacity, expertise, talent, and technology.

The designated workplaces exclusion endorsement is a standard workers compensation endorsement (WC 00 03 02) that removes coverage for injuries sustained at workplaces listed in the endorsement.

Designer bugs is a popular term for microbes developed through biotechnology that can degrade specific toxic chemicals at their source in toxic waste dumps or in groundwater.

Design build-professional liability insurance affords professional liability coverage for firms that function as both the designer and general contractor on a construction project.

Design liability is liability arising out of errors or omissions in the practice of providing professional design services.