IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Courts and Coverage

Breaking Coverage Cases—CGL Insurers Owe Coverage for Sex Trafficking Suits

Jes Alexander | December 6, 2024

This article examines recent court rulings where commercial general liability (CGL) insurers were found to owe a duty to defend in cases involving sex trafficking suits.

Catastrophe Risk Management

Wildfire Smoke Claims: A Hidden Postwildfire Catastrophe

John E Putnam | November 22, 2024

Smoke claims are as varied as the fires that cause them. John Putnam examines the characteristics, psychological dimensions, remediation issues, and dispute resolution challenges.

Tech

Implementing Technology? Five Things You'll Need Besides Software

Damon Ranieri | November 22, 2024

To be successful, new technology needs the right people, processes, funding, understanding, and time. Damon Ranieri explains.

Design and Professional Liability

Engineers May Testify on Architect's Conduct

Kenneth Slavens | November 8, 2024

The overlapping expertise of design professionals may permit a professional engineer to testify as to conduct of an architect. Ken Slavens relates the recent case and lessons learned.

Construction Safety

Protect Your Construction Projects and Bottom Line from Water Damage

October 25, 2024

Nationwide explains that the cost of water damage claims is on the rise, and many of these claims can be prevented by implementing a water damage mitigation program.

Construction Safety

Sensors and Technology Can Protect Your Construction Project

October 25, 2024

The risk of water damage on construction sites is significant. Nationwide discusses the value of smart water leak detection systems.

Commercial Property

Tenants' Improvements and Betterments—Important Considerations

Catherine L Trischan | October 25, 2024

Catherine Trischan discusses how to properly protect tenants by understanding what has been done to the rented space, what the lease says, and what insurance tools are available.

Subcontractor Performance Risk

Closing the Loop—Collaboration in Sustainable Construction

Cheri Hanes | October 18, 2024

Cheri Hanes highlights the challenges, strategies, and benefits associated with working with a diverse range of stakeholders to foster a culture of innovation.

Claims Practices

Lying on an Application about Primary Residence Is Grounds for Rescission

Barry Zalma | October 18, 2024

Barry Zalma relates a recent case showing that an insured's intentional misrepresentation can result in no homeowners insurance coverage.

Workers Compensation Issues

Workers Compensation Residual Market

Christine Fuge | October 17, 2024

Learn the types of residual market mechanisms available in the various states, including information about coverages, contacts, and factors to consider.

IRMI Online