Expert Commentary

Latest Articles

Catastrophe Risk Management

Understanding the Resilience and Recovery of Wildfire Survivors

John E Putnam | April 4, 2025

Focusing on policyholders' complex and changing behavioral health needs following a major disaster is key. John Putnam looks at ways to accomplish this.

Employee Well-Being

Recovery-Supportive Workplaces Strengthen Workplace Safety

Sally Spencer-Thomas | April 2, 2025

Sally Spencer-Thomas discusses how compassion can be a practical business strategy that supports workplace safety.

Intellectual Property

Overcoming Obstacles to Intellectual Property Insurance

Chuck Baxter | March 31, 2025

Managing the risks of intellectual property conflict through insurance makes sense for entities of all sizes and industries. Chuck Baxter examines the coverage.

Cyber and Privacy Risk and Insurance

A Scary Ghost: FBI Warning Highlights Need for Patch Management

Mark Lanterman | March 28, 2025

Mark Lanterman relates a recent government-issued cyber-security warning and what it means for Americans.

Construction Safety

Working on the Edge in Construction

TJ Lyons | March 28, 2025

Edges on worksites come in all forms, and nearly all present dangerous situations. TJ Lyons explains.

Liability Insurance

CGL—Fire Legal

Craig Stanovich | March 28, 2025

Craig Stanovich explains that policyholders who rent space are presented with exposures that may not be properly handled by standard "fire legal" or "damage to premises rented to you" commercial general liability coverage.

Construction

Building the Future: Revolutionizing Construction with AI

Seth Oswald | March 14, 2025

As advances in artificial intelligence (AI) rapidly progress and access to such technology expands, the construction industry is utilizing AI more than ever before. This article, derived from a presentation at the 2024 IRMI Construction Risk Conference, explores and analyzes the use of AI in construction.

Actuarial

The Evolution of Commercial Insurance Pricing

Gordon Thompson | March 7, 2025

Gordon Thompson explains how traditional insurance pricing and earlier rate-making approaches have evolved into modern pricing theory that takes capital commitments into account.

Construction

Conquering Common Challenges in Construction Contracts

Seth Oswald | March 7, 2025

Construction contracts are the framework of every project and essential tools that define roles and responsibilities on a jobsite. This article, derived from a presentation at the 2024 IRMI Construction Risk Conference, highlights five key factors to help avoid pitfalls in construction contracts.