Skip to Content

Personal Lines Articles


Latest Articles

Auto Risk Management

Senior Drivers and Insurance Concerns

2024-09-30 | Robin K Olson

As baby boomers age, the number of senior drivers increases. Rob Olson discusses the importance of finding ways now to reduce the frequency and severity of automobile accidents involving elderly drivers.

Auto Risk Management

Auto Manufacturer Parts versus Aftermarket Parts: A Question of Quality

2024-09-30 | Robin K Olson

Many insurers and industry groups believe non-original equipment manufacturer (OEM) or aftermarket parts are the same quality as OEM parts, but are they truly of like kind and quality? This article examines the debate.

Catastrophe Risk Management

FAQs for Surviving Tornado Losses

2024-09-30 | Robin K Olson

IRMI offers information about dealing with tornado insurance claims.

Personal Lines Insurance

Insuring the Home-Based Business—Part 1

2024-09-30 | Robin K Olson

In this first of three articles, Rob Olson looks at current statistics and homeowners policy restrictions.

Personal Lines Insurance

Insuring the Home-Based Business—Part 2

2024-09-30 | Robin K Olson

In this second of three articles, Rob Olson looks at court cases involving homeowners policy restrictions and what constitutes a "business."

Personal Lines Insurance

Insuring the Home-Based Business—Part 3

2024-09-30 | Robin K Olson

In Part 3 of this series, Rob Olson looks at the proper endorsements and policies needed to adequately protect home-based businesses.

Catastrophe Risk Management

Public-Private Partnerships and Wildfire Recovery

2024-08-30 | John Putnam

Collaborating on the insurance and noninsurance issues involved in the aftermath of a wildfire can help neighborhoods survive and endure. John Putnam explains.

Property Insurance

Inflation and Its Impact on the Property Insurance Market

2024-08-30 | Kurt Huie

The market continues to show signs of normalization, with premium increases expected to return to pre-COVID-19 levels. Kurt Huie provides an update.

Claims Practices

Cyber-Security Policy Requires Direct Financial Loss

2024-07-19 | Barry Zalma

Barry Zalma relates a case where coverage was not triggered for a loss involving a phishing scam.

Catastrophe Risk Management

Collaborating To Prevent, Prepare for, and Recover from Wildfires

2024-05-17 | John Putnam

John Putnam examines the importance of grassroots strategies to address the risk of wildfires, including bringing stakeholders and agencies with wildfire experience together to combat the problem.