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Liability Insurance

Pre-Tender Defense Costs: Who Pays?

2006-07-01 | R Steven Rawls

Steve Rawls explains how assigning responsibility for pre-tender defense costs based on the notice provisions of the policy mixes apples with oranges.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 3

2006-03-01 | Craig F Stanovich

In this final segment, Craig Stanovich explores possible pitfalls of additional insured endorsement exclusions, coverage restrictions, and conditions.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 2

2006-02-01 | Craig F Stanovich

Craig Stanovich looks at the comparative liability of the named insured and additional insured.

Liability Insurance

Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?

2006-01-01 | R Steven Rawls

Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 1

2006-01-01 | Craig F Stanovich

In this first of three articles, Craig Stanovich looks at the connection between the named insured and additional insured necessary for CGL coverage.

Liability Insurance

Auto versus Mobile Equipment in the 2004 CGL—An Update

2005-10-01 | Craig F Stanovich

Insurance professionals must make determinations whether "mobile equipment" is subject to motor vehicle registration and financial responsibility laws or compulsory insurance laws. Craig Stanovich provides advice.

Liability Insurance

CGL—Covered Locations

2004-12-01 | Craig F Stanovich

The CGL policy is subject to its actual terms and conditions, including the policy territory. Craig Stanovich takes a look at the many facets of what constitutes "covered locations."

Liability Insurance

The New ISO Commercial General Liability Policy: A Summary of December 2004 Policy Changes

2004-10-01 | Craig F Stanovich

Craig Stanovich reviews the changes to the current October 2001 edition CGL policy and discusses two completely new ISO forms dealing with electronic data and product withdrawal.

Liability Insurance

Additional Insured Changes in the CGL

2004-05-01 | Craig F Stanovich

Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.