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Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

Environmental

Broad Pollution Exclusion Is Ambiguous: Lead Covered by Policy

2005-05-01 | Kent Holland

Kent Holland reviews a New York case involving a pollution exclusion and discusses the Catch-22 situation facing insurers who want to modify their policy language to eliminate ambiguity.

Environmental

Whether Mold Cleanup Costs Are Covered Depends on Causation

2005-04-01 | Kent Holland

"When a covered event causes mold, the mold damage includes the cost of removal." Kent Holland explains this ruling by the New Jersey appellate court on a homeowner dispute.

Environmental

Silica—The Next Environmental Issue

2005-04-01 | Jeff Slivka

Silica exposure can be deadly. Jeff Slivka discusses the mineral, how it kills, the workplace hazard, and the insurance and risk management implications.

Catastrophe Risk Management

Understanding the Vulnerability of Hospitals to Natural Disasters

2004-12-01 | Nathan C Gould

If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.

Environmental

Homeowners Policy Unambiguously Excluded Coverage for Mold

2004-10-01 | Kent Holland

Kent Holland examines a recent New Jersey court case ruling that mold was not covered as an ensuing loss due to vandalism.

Environmental

Environmental Liability Buyouts: A Developing Option

2004-08-01 | Jeff Slivka

This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.

Security, Catastrophe Risk Management

Managing Terrorism Risk

2004-07-24 | Nathan C Gould

In this article, Dr. Nathan Gould explains a three-tiered terrorism risk management plan, including initial and detailed assessments and a variety of risk management techniques.

Environmental

Managing the Environmental Risk from Subcontractors

2004-05-01 | Jeff Slivka

Jeff Slivka and Mitch Cohen look at environmental risks posed by the many workers on the construction site and how to adequately manage these risks.

Catastrophe Risk Management

Managing Extreme Wind (Hurricane) Losses

2004-03-01 | Nathan C Gould

Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.

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