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building and personal property coverage form

The building and personal property coverage form is the key Insurance Services Office, Inc. (ISO), direct damage commercial property coverage form.

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This form (CP 00 10) covers buildings, business personal property, and personal property of others for direct loss or damage, subject to the limits shown in the declarations for each of these categories. It also provides additional coverages and coverage extensions, including debris removal, pollutant cleanup, preservation of property, fire department service charges, increased cost of construction, electronic data, newly acquired or constructed property, personal effects and personal property of others, off-premises property, valuable papers and records, outdoor property, and nonowned detached trailers.

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