canine liability exclusion
A canine liability exclusion is a homeowners policy exclusion that precludes personal liability and medical payment losses for canines described in the endorsement schedule that are owned by or in the care, custody, or control of an insured.
Additional Information
It specifically excludes bodily injury (BI) or property damage (PD) arising out of direct physical contact with the described canine. The need for this endorsement arose because many insurers were reluctant to insure homeowners who owned or had control of certain breeds of dogs they considered aggressive, such as chows, Doberman pinschers, rottweilers, husky types, malamutes, German shepherds, pit bulls, or wolf hybrids/wolf dogs; or insureds who owned dogs with a biting or clawing history.
