communicable disease
A communicable disease is spread from one person to another either by direct transmission of bacteria or viruses between the carrier and infected person or through a vector, such as food contaminated by the carrier and consumed by the infected person.
Additional Information
Liability stemming from the transmission of communicable diseases—either by the person directly responsible for the transmission or by third parties with a legal duty to prevent transmission—has become the subject of a variety of insurance policy exclusions.
