Skip to Content
On This Page

garage liability insurance

Garage liability insurance covers the legal liability of franchised and nonfranchised automobile, truck, truck-tractor, motorcycle, recreational vehicle, and trailer dealers for claims of bodily injury (BI) and property damage (PD) arising out of business operations.

Additional Information


It includes two separate insuring agreements: "who is an insured" provisions and "limit of insurance" provisions—one dealing with garage operations involving the ownership, maintenance, or use of autos and the other dealing with all other garage operations.

Related Terms