point of service (POS) plan
A point of service (POS) plan refers to a health maintenance organization or preferred provider organization's program that allows members to seek treatment from providers outside the network at a reduced benefit level, commonly 60 percent or 70 percent of in-plan coverage, or at a higher premium.
Additional Information
There is usually an additional fee for using the POS (out-of-network) option. Also known as open-ended plan.
