Political violence refers to general conditions of war, civil war, insurrection, and civil strife, as well as acts of sabotage and terrorism that cause losses to insured operations. This coverage applies apart from any insurance that may cover direct damage to property of the insured. Political violence policies cover property damage, loss of income, and extra expenses that result from acts of violence listed and defined in the policy. Covered acts vary but may include war, civil war, malicious damage, terrorism, sabotage, riot, strike, and civil commotion.