Passed in December 2007, the Terrorism Risk Insurance Program Reauthorization Act reauthorized through 2014 the federal terrorism insurance backstop originally established under the Terrorism Risk Insurance Act of 2002 and extended under the Terrorism Risk Insurance Extension Act of 2005, with some changes.
The most notable change was the removal of the references to foreign persons or entities, thereby requiring insurers to make coverage available for both foreign and domestic forms of terrorism.