Expert Commentary
Latest Articles
Personal Lines Insurance
Insuring the Home-Based Business—Part 3
Robin Olson | September 30, 2024
In Part 3 of this series, Rob Olson looks at the proper endorsements and policies needed to adequately protect home-based businesses.
Auto Risk Management
Inherent Diminished Value Claims for Personal Autos
Robin Olson | September 30, 2024
Is perceptual or psychological diminished value—the perceptual loss of vehicle market value due to an accident—covered under the personal auto policy? This article examines the debate, relevant case law, and ISO's response.
Auto Risk Management
Senior Drivers and Insurance Concerns
Robin Olson | September 30, 2024
As baby boomers age, the number of senior drivers increases. Rob Olson discusses the importance of finding ways now to reduce the frequency and severity of automobile accidents involving elderly drivers.
Reinsurance
The Honorable Engagement Clause
Larry Schiffer | September 25, 2024
While used less frequently nowadays, these provisions still appear in some reinsurance contracts. Larry Schiffer discusses their use.
Cyber and Privacy Risk and Insurance
Coverage for the CrowdStrike Incident under Cyber Insurance?
Jes Alexander | September 24, 2024
Learn the implications on cyber-insurance coverage of a major Internet outage caused by CrowdStrike's software update, highlighting the challenges businesses may face in claiming insurance for nonmalicious system outages and the importance of reviewing and negotiating the terms of cyber-insurance policies.
Intellectual Property
Enforcement Insurance for Intellectual Property Assets
Chuck Baxter | September 24, 2024
Chuck Baxter describes how this coverage supports patents, trademarks, and copyrights so companies can realize the full benefit of their intellectual property assets.
Underwriting and Rating
Connect with Insurance Clients Early and Often
September 20, 2024
The professionals at Victor Insurance provide practical tips on ways to help ensure insurance customers get the best insurance coverage and service possible.
Additional Insured Issues
Modern Additional Insured Endorsements DO NOT Require Vicarious Liability
Gregory Podolak | September 13, 2024
A New Jersey federal court declares a national consensus on the "caused, in whole or in part, by" language. Gregory Podolak relates the case and its takeaways.
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
Kenneth Slavens | September 13, 2024
The design professional's review of shop drawings is a limited but crucial step in achieving a complete and safe project. Ken Slavens explains why.
Leadership at All Levels
DEI and Gender Inequity in Insurance and Construction
Tricia Kagerer | September 13, 2024
Tricia Kagerer discusses the rebranding of diversity, equity, and inclusion (DEI) into a focus on belonging to create equitable workplaces for the future.
Auto Risk Management
Inherent Diminished Value Claims for Personal Autos
Robin Olson | September 30, 2024
Cyber and Privacy Risk and Insurance
Coverage for the CrowdStrike Incident under Cyber Insurance?
Jes Alexander | September 24, 2024
Intellectual Property
Enforcement Insurance for Intellectual Property Assets
Chuck Baxter | September 24, 2024
Additional Insured Issues
Modern Additional Insured Endorsements DO NOT Require Vicarious Liability
Gregory Podolak | September 13, 2024
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
Kenneth Slavens | September 13, 2024
Leadership at All Levels
DEI and Gender Inequity in Insurance and Construction
Tricia Kagerer | September 13, 2024
