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Professional, D and O, and Fiduciary Liability

Justifiable Denial of Claims-Made-and-Reported Losses

Frederick Fisher | May 12, 2022

50 years after the development of claims-made/claims-made-and-reported policies, professional liability claims are still denied. Fred Fisher explains.

Valuation of Insurance Organizations

2021 Insurance Year in Review and the Impact of COVID-19

Todd Fries | May 12, 2022

Todd Fries reviews how the pandemic has impacted various insurance-related areas of the economy.

Claims Practices

Appreciative Inquiry—A Transformational Change Management Tool

Peter Furst | May 12, 2022

Peter Furst explains this tool for improving business outcomes by focusing on the potential for future enhancements.

Wrap-Up Programs

Residential Wrap-Up Insurance Programs

Tim Walsh | April 21, 2022

Tim Walsh discusses the prevalence of residential construction exclusions on contractor liability insurance policies and how to deal with them.

Cyber and Privacy Risk and Insurance

UCPA: Application, Definitions, Consumer Rights, and Obligations

Melissa Krasnow | April 21, 2022

Melissa Krasnow details the requirements of the Utah Consumer Privacy Act.

Surety

Surety Bonds Explained

April 15, 2022

Ed Reilly provides a basic explanation of construction contract bonds, their financial requirements, and the ongoing market cycle.

Cyber and Privacy Risk and Insurance

UCPA: Deidentified Data, Enforcement, and Exceptions

Melissa Krasnow | April 14, 2022

Melissa Krasnow details the deidentified data, enforcement, and exceptions to the Utah Consumer Privacy Act.

Cyber and Privacy Risk and Insurance

Cyber Security and the Russian Invasion of Ukraine

Mark Lanterman | April 13, 2022

Think your cyber insurance will provide coverage? Think again. Mark Lanterman looks at the risks and ways to address them.

Claims Practices

An Adjuster Is Not a Party to an Insurance Contract

Barry Zalma | April 8, 2022

The Colorado Supreme Court makes it clear that an adjuster may not be sued for the tort of bad faith. Barry Zalma relates the case.

Liability Insurance

Top 10 Problems with Follow-Form Coverage

Richard Scislowski | April 1, 2022

Follow-form provisions sometimes do anything, but IRMI reviews the problems most likely to arise for average policyholders.