Expert Commentary

Latest Articles

Design and Professional Liability

Ambiguity Does Not Doom a Limitation of Liability Clause

Kenneth Slavens | August 9, 2024

The limitation of liability clause is not subject to the same strict review as an exculpatory clause. Ken Slavens relates the case and lessons learned.

Underwriting and Rating

Don't Risk Misclassifying Risks

August 6, 2024

Victor Insurance explains how to unlock the secrets to avoiding costly mistakes and providing accurate insurance quotes.

Subcontractor Performance Risk

Creating an Innovative Culture in a Construction Company

Cheri Hanes | August 2, 2024

Building (and funding) the right team is one facet. Cheri Hanes explains the process and its rewards.

Commercial Property

Need To Know: Major Changes to the ISO Commercial Crime Program

Linda Robinson | August 2, 2024

IRMI briefly reviews the 2022 editions of the forms and endorsements that changed. Subscribers to Commercial Property Insurance can read more detailed discussions at the links provided.

Commercial Property

Depreciation of Labor in Calculating ACV: Yes or No?

Catherine L Trischan | July 26, 2024

The answer may depend on the policy language, state law, and case law. Catherine Trischan examines the controversy.

Intellectual Property

Intellectual Property Matters

Chuck Baxter | July 19, 2024

Chuck Baxter discusses trademarks, copyright laws, patent rights, and trade secrets.

Claims Practices

Cyber-Security Policy Requires Direct Financial Loss

Barry Zalma | July 19, 2024

Barry Zalma relates a case where coverage was not triggered for a loss involving a phishing scam.

Leadership at All Levels

Intrepreneurism: Innovating a Large Legacy Organization

Rose Hall | July 12, 2024

Every business wants to innovate its thinking, strategy, and data. Rose Hall looks into ways to accomplish this.

Design and Professional Liability

Court Finds Necessary a Connection between Wrongful Conduct and Training

Kenneth Slavens | July 12, 2024

Ken Slavens describes a 2024 case illustrating the importance of providing training to design employees and documenting compliance with professional standards.