Claims, Case Law, and Legal Articles

Article Category

Latest Articles

Courts and Coverage

Breaking Coverage Cases—CGL Insurers Owe Coverage for Sex Trafficking Suits

2024-12-06 | Jes Alexander

This article examines recent court rulings where commercial general liability (CGL) insurers were found to owe a duty to defend in cases involving sex trafficking suits.

Claims Practices

Lying on an Application about Primary Residence Is Grounds for Rescission

2024-10-18 | Barry Zalma

Barry Zalma relates a recent case showing that an insured's intentional misrepresentation can result in no homeowners insurance coverage.

Construction Law

Understanding "Account Stated" for Finances and Payment Procedures

2024-08-09 | Robert J Miletsky

Robert Miletsky looks at this legal theory and explains how it can help or hurt your company in its daily construction operations.

Claims Practices

Cyber-Security Policy Requires Direct Financial Loss

2024-07-19 | Barry Zalma

Barry Zalma relates a case where coverage was not triggered for a loss involving a phishing scam.

Courts and Coverage

Even More Confusion Regarding the "Damage to Property" Exclusion

2024-06-07 | David M Knapp

David Knapp relates decisions by the Eleventh Circuit Court of Appeals that only add to the confusion.

Claims Practices

Pollution Exclusion Deters Corporations from Polluting

2024-03-29 | Barry Zalma

Barry Zalma relates a case where the insureds' dumping toxins into the city's sewer system clearly fell within the policy's pollution exclusion.

Case Law

Do Liability Policies Cover Suits Related to the Opioid Epidemic?

2024-02-21 | Jes Alexander

Learn about the ongoing battle over whether liability coverage exists for lawsuits brought by local and state governments seeking costs related to the opioid crisis, including a major recent decision out of California.