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Commercial Liability Articles


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Liability Insurance

Gun Violence and the CGL Policy

2001-02-01 | W Jeffrey Woodward

Discover how commercial general liability (CGL) policies respond to gun violence claims and the challenges of establishing coverage in court.

Construction Defect Coverage

Insurance Coverage for Mold Arising Out of Defective Workmanship

2001-02-01 | Patrick J Wielinski

Discover how contractors navigate insurance coverage for mold issues due to defective workmanship, including legal interpretations and policy implications.

Construction Liability Insurance

How Well Does That Blanket Cover You?

2001-02-01 | Ann Hickman

Blanket additional insured endorsements are useful tools for preventing administrative oversights and reducing paperwork, but they also carry risks for both the named and additional insureds. Discover methods contractors and subcontractors can use to minimize the risks of breaching their contracts when using blanket AI endorsements.

Liability Insurance

Spoliation of Evidence: The Next Frontier for Insurance Coverage Battles

2001-01-01 | Jill B Berkeley

Over the past several years, courts have fashioned a new cause of action deriving from products liability cases when evidence is destroyed, lost, or altered: spoliation of evidence. Does the post-1986 ISO, CGL policy cover this loss? See why this author thinks so.

Liability Insurance

Who Wants To Be an Insured?

2000-12-01 | Richard Rudolph

It is common for businesses to involve multiple corporate, partnership, and joint venture entities, and there are a number of subtle nuances that can effect how insurance coverage applies to these entities. Care must be taken to identify them and assure that insured status is properly provided under CGL policies.

Design and Professional Liability

What Is Subrogation ... and Why Is My Contract Waiving It?

2000-12-01 | Kenneth A Slavens

Do you really know what you're doing when you sign a waiver of subrogation? Ken Slavens explains what it is and how it helps you manage risk.

Design and Professional Liability

Professional Liability: Are Contractors Adequately Protected?

2000-12-01 | Fred Muse

Fred Muse discusses as the lines of responsibility between design firms and contractors merge and contractors are assuming nontraditional risk whether their core insurance coverages are being addressed.

Construction Defect Coverage

More on Defective Work as an Occurrence

2000-11-01 | Patrick J Wielinski

Discover how to navigate the complexities of defective work claims and understand the implications of court opinions on construction defect coverage.

Design and Professional Liability

AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"

2000-09-01 | Kenneth A Slavens

The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.

Design and Professional Liability

Insurance for Architect- and Engineer-Led Design-Build Projects

2000-08-01 | David H Collings

This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.