Commercial Liability Articles

Latest Articles

Liability Insurance

Additional Insured Changes in the CGL

2004-05-01 | Craig F Stanovich

Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.

Liability Insurance

The 2004 ISO CGL Policy

2004-04-01 | W Jeffrey Woodward

Discover the key changes in the 2004 ISO CGL Policy revision and understand how they impact commercial general liability insurance.

Design and Professional Liability

Standards Needed for Mold Exposure, Testing, and Remediation

2004-04-01 | Kent Holland

Richard Zarandona and Kent Holland discuss the mold litigation explosion, defective construction as the alleged cause of mold growth, the health effects, and the need for standards.

Liability Insurance

Known Injury or Damage

2003-10-01 | Craig F Stanovich

Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.

Design and Professional Liability

Insurer Uses Contractual Liability Exclusion to Deny Coverage

2003-06-28 | Kent Holland

In American Family Mutual Insurance v. Pleasant Company, the court's reasoning completely misconstrues the purpose of the contractual liability exclusion, Kent Holland explains.

Liability Insurance

When Is an Insured Not an Insured?

2003-06-01 | Craig F Stanovich

Craig Stanovich looks at the first step in accurate coverage interpretation: identifying who is an insured and when protection applies.

Construction Defect Coverage

The Myth of "Third-Party" Property Damage

2003-05-01 | Patrick J Wielinski

Pat Wielinski discusses the varying judicial application of standardized CGL definitions to claims involving defective work, and the coverage myths that have arisen as a result.

Design and Professional Liability

The Ability To Disclaim Liability Resulting from Inspection Duties

2003-05-01 | Kenneth A Slavens

Through the examination of case law, Ken Slavens reveals judicial support for the argument that the risk the design professional assumes by inspection or observation can be limited by contract.

Design and Professional Liability

Liquidated Damages Clause and Waiver of Consequential Damages Clause Effectively Cap Damages Available against Design-Builder

2003-03-01 | Kent Holland

Kent Holland examines a case that provides insight into the judicial interpretation of contract clauses that purport to limit liability of engineers/contractors.