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Commercial Liability Articles


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Construction Defect Coverage

The Year of the Occurrence: 2007 Defective Construction Insurance Cases in Review

2008-02-01 | Patrick J Wielinski

Pat Wielinski reviews litigation involving the CGL definitions of "occurrence" and "property damage."

Liability Insurance

Raising the Bar—The Liquor Liability Exclusion in the CGL

2008-01-01 | Craig F Stanovich

Craig Stanovich explains why assuming that liability insurance will respond to claims due to the serving or furnishing of alcohol is a mistake.

Liability Insurance

Insurance Law and Exclusion (m): It's Not Broken If You Can Fix It

2007-11-01 | R Steven Rawls

Insurance Law and Exclusion (m) Steve Rawls discusses cases addressing the impaired property exclusion in the commercial general liability insurance policy.

Liability Insurance

When Workers Aren't Employees

2007-09-01 | Craig F Stanovich

Is a leased worker considered a temporary worker? Craig Stanovich explains the difference and the insurance implications.

Construction Defect Coverage

Worth the Weight (in Gold): the Texas Supreme Court Weighs in on Defective Construction as Occurrence

2007-09-01 | Patrick J Wielinski

Pat Wielinski relates the recent Texas Supreme Court holding that unexpected/unintended property damage is an "occurrence" under the CGL.

Design and Professional Liability

Contractors Professional Liability Update

2007-08-01 | Jeff Slivka

Jeff Slivka examines the marketplace, the trends, and the various forms of coverage available this year.

Liability Insurance

More Allocation Theories: Exhaustion

2007-07-01 | R Steven Rawls

Steve Rawls and Rebecca Allpelbaum show how different courts apply allocation methods to determine indemnity obligations.

Liability Insurance

In Defense of Insured Contracts

2007-07-01 | Craig F Stanovich

Craig Stanovich explains the meaning of "insured contract" and how the term fits into the CGL policy.

Design and Professional Liability

Project Professional Liability: Professional Liability Insurance Alternatives for Construction Projects

2007-06-01 | Jeff Slivka

Jeff Slivka provides an overview of four alternatives for protecting a construction project from professional liability.

Liability Insurance

Cover Me: the Subcontractor Exception to the Your [Completed] Work Exclusion

2007-04-01 | R Steven Rawls

Steve Rawls explains why the issue of whether the general contractor's CGL policy covers faulty completed subcontractor work is far from settled.