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Commercial Liability Articles


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Liability Insurance

The Duty to Defend: the Four(ish) Corners Rule

2009-11-01 | R Steven Rawls

The actual, not alleged, facts of a case play an important role in determining an insurer's defense obligation, per Steve Rawls.

Liability Insurance

OCP Liability versus Additional Insured Coverage

2009-10-01 | Craig F Stanovich

Whether OCP or additional insured coverage is preferable depends on many factors, per Craig Stanovich.

Construction Defect Coverage

CGL Exclusions May Impact Coverage for Occurrences Involving Defective Work

2009-10-01 | Patrick J Wielinski

Pat Wielinski relates a case finding no coverage for claims solely for economic loss due to faulty workmanship.

Liability Insurance

What Satisfies the Self-Insured Retention?

2009-08-01 | R Steven Rawls

CGL SIR endorsements are applied in a variety of ways, per Steve Rawls, depending on the jurisdiction.

Liability Insurance

Contractual Confusion—Assuming the Liability of Others

2009-07-01 | Craig F Stanovich

Craig Stanovich provides straightforward examples of the workings of contractual liability insurance.

Design and Professional Liability

Understanding Contractor's Protective Insurance

2009-06-01 | Jeff Slivka

Jeff Slivka explains why firms involved extensively in design/build efforts may need CPPI.

Design and Professional Liability

The 2007 AIA Document: Changes in Formal Dispute Resolution

2009-05-16 | Kenneth A Slavens

A new process allows the contracting parties to choose the dispute resolution method to be used. Ken Slavens explains.

Liability Insurance

Other Insurance and the CGL Policy

2009-04-01 | Craig F Stanovich

Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.

Liability Insurance

CGL Insurance and the Question of Intent

2009-02-01 | R Steven Rawls

Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.

Liability Insurance

Trigger Theories and the CGL

2008-12-01 | Craig F Stanovich

Craig Stanovich explains that trigger theories can only affect when the bodily injury or property damage is determined to have occurred.