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Liability Insurance

Contractual Liability Exclusion—The Ball Is in Your Court

2012-06-01 | Craig F Stanovich

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Punitive Damages—Setting an Example

2012-06-01 | Craig F Stanovich

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.

Liability Insurance

Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change

2012-01-01 | R Steven Rawls

Faulty workmanship and the CGL policy—Steve Rawls relates recent litigation.

Liability Insurance

Is an Occurrence the Bodily Injury or Property Damage?

2011-12-01 | Craig F Stanovich

Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

2011-10-01 | Craig F Stanovich

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

2011-09-03 | Jeff Slivka

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)

Liability Insurance

Legal Separation—The Severability Test in the CGL

2011-06-01 | Craig F Stanovich

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Liability Insurance

Do CGL Policies Cover "Rip and Tear" Expenses?

2011-03-01 | R Steven Rawls

Whether or not CGL policies cover 'rip and tear' expenses varies among jurisdictions. Steve Rawls relates the caselaw.

Design and Professional Liability

Take Advantage of Project Excess Endorsements

2011-01-22 | Jeff Slivka

Jeff Slivka explains a cost-effective solution for handling requests for professional liability insurance.

Liability Insurance

The Increasingly Complex CGL Policy

2011-01-01 | Craig F Stanovich

Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.

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