Skip to Content

Commercial Liability Articles


Latest Articles

Liability Insurance

Subrogation and the CGL Policy

2013-12-01 | Craig F Stanovich

Effective risk transfer requires understanding subrogation, the anti-subrogation rule, and endorsement CG 24 04. Craig Stanovich explains.

Liability Insurance

Broad Form Property Damage—A Look Back

2013-09-01 | Craig F Stanovich

When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.

Construction Liability Insurance

2013 ISO Additional Insured Endorsements: Putting the Changes into Context for the Construction Industry

2013-08-01 | Mark Bell

Mark Bell discusses the 2013 revisions, putting the changes into context for the construction industry.

Design and Professional Liability

Constructing Professional Liability Insurance Requirements for Design-Build Projects

2013-06-08 | Jeff Slivka

Jeff Slivka asks: what do you want to accomplish when requiring professional liability insurance for your design-build project?

Liability Insurance

Selling Your Premises—Does CGL Coverage Apply after the Sale?

2013-06-01 | Craig F Stanovich

Craig Stanovich takes a deeper look at the issue identified in the Risk Tip as to whether the CGL covers liability from property that has been sold.

Construction Liability Insurance

Indemnity and Additional Insured Requirements: Why Am I Demanding Them, Why Do Others Want Them, and What Does It All Mean?

2013-05-01 | Mark Bell

Insureds need to understand what relationship they are seeking and why to ensure they are adequately covered, per Mark M. Bell.

Liability Insurance

The 2013 Edition of the CGL Policy

2013-03-01 | Craig F Stanovich

Who will be most affected? Craig Stanovich says those selling liquor, BYO restaurants, and additional insureds.

Construction Liability Insurance

The Elusive "Pollution" Definition in the CGL Policy

2013-03-01 | Mark Bell

Owners, contractors, and subcontractors need to understand what their policies cover, advises Mark Bell.

Liability Insurance

The Claims-Made CGL Policy

2012-11-01 | Craig F Stanovich

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Design and Professional Liability

Contractor's Professional Liability and the CGL

2012-10-01 | Jeff Slivka

Jeff Slivka examines the CGL exclusion endorsements and discusses why contractors professional liability policies may provide a better solution.