Skip to Content

Commercial Liability Articles


Latest Articles

Liability Insurance

Coverage Trigger: Getting It Right for the Right Reason

2008-10-01 | R Steven Rawls

Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.

Liability Insurance

Care, Custody, or Control Exclusion in the CGL

2008-10-01 | Craig F Stanovich

Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.

Liability Insurance

The Future Is Now: When Eventual Indemnity Obligations become Present Defense Obligations

2008-08-01 | R Steven Rawls

Steve Rawls relates a case erasing the distinction between an insurer's duty to indemnify and its duty to defend.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

2008-06-01 | Craig F Stanovich

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Design and Professional Liability

Contractors Professional Liability Market Update

2008-06-01 | Jeff Slivka

Jeff Slivka expects to continue to see an expanded need for CPrL. Markets, requirements, rates, and trends are provided.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

2008-05-01 | R Steven Rawls

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

Construction Defect Coverage

Defective Construction as an Occurrence: Witnessing the "Occurrence" Farewell Tour?

2008-04-01 | Patrick J Wielinski

Explore the intricate litigation surrounding "occurrence" and "property damage" definitions in CGL policies through expert analysis and case reviews.

Liability Insurance

I Did Not Expect That! The CGL Exclusion for Expected or Intended Injury

2008-03-01 | Craig F Stanovich

Craig Stanovich highlights what is and what is not excluded by the commercial general liability (CGL) insurance policy's Exclusion a.

Design and Professional Liability

Owners Protective Professional Indemnity Insurance

2008-03-01 | Jeff Slivka

Jeff Slivka and Tony Polini discuss the OPPI policy as a more desirable option for owners than the alternatives currently available to them.

Liability Insurance

The Burden to Allocate: Mine, Yours, or Ours?

2008-02-01 | R Steven Rawls

Steve Rawls and Rebecca Appelbaum examine the caselaw surrounding the allocation issue.