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Property Insurance

The Acts or Decisions Exclusion That Tried to Swallow the Policy

2006-12-01 | Jay M Levin

Jay Levin explains that while an acts or decisions exclusion uses extremely broad language, courts enforce it in a common-sense manner to avoid absurd results.

Property Insurance

Public Adjusters: Do Their Contracts Create Irrevocable, Enforceable Assignments?

2006-09-01 | Jay M Levin

Jay Levin explores why post-loss assignments should be clearly expressed to eliminate any ambiguity about the extent and nature of the interest assigned.

Claims Practices

Insurer Sues Attorney for Malicious Prosecution

2006-08-01 | Barry Zalma

In a bit of a role reversal, an insurer rightly goes after an attorney who filed an apparently malicious and unfounded lawsuit against it. Barry Zalma explains.

Personal Risk Management

Managing the Townhouse/Condominium Unit Owner Risk

2006-08-01 | Jack Hungelmann

Jack Hungelmann relays the problems condo owners face when trying to obtain seamless property and liability insurance.

Claims Practices

Sharing of Information between Insurers To Fight Fraud

2006-07-01 | Barry Zalma

When insurers fail to communicate to combat fraud, no one benefits. Barry Zalma looks at legislative initiatives to stop this practice.

Property Insurance

The Litigation Aftermath of Hurricane Katrina: Are the Flood Gates Opening?

2006-07-01 | Jay M Levin

Jay Levin looks at Judge Senter's rulings—fair but not enforcing anti-concurrent causation language where it would eliminate coverage for otherwise covered hurricane damage.

Claims Practices

New ISO ACV Definition and California Statute

2006-03-01 | Barry Zalma

ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.

Property Insurance

The National Flood Insurance Program: Two Major Problem Areas

2006-03-01 | Jay M Levin

Risk managers need to understand the precise parameters of their insurance coverage for flood. Jay Levin explains.

Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

2006-02-01 | Jack Hungelmann

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

2006-01-01 | Jack Hungelmann

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

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