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Property Insurance

Demystifying Appraisal: Getting through the Process

2007-12-01 | Jay M Levin

Jay Levin examines methods appraisers, umpires, and parties use to make the process proceed more smoothly and maximize the likelihood of a fair award.

Property Insurance

Demystifying Appraisal: The Scope and Nature of Insurance Appraisals

2007-10-01 | Jay M Levin

Jay Levin examines appraisals, addressing their use, benefits and limitations, jurisdictional differences, and review issues.

Claims Practices

Use Licensed Experts in Claims Litigation

2007-08-01 | Barry Zalma

An Illinois decision requiring experts to be licensed in the state before testifying could be problematic. Barry Zalma explains.

Claims Practices

The Lawyer as an Insurance Claims Expert

2007-05-01 | Barry Zalma

Contrary to popular opinion, Barry Zalma says a lawyer can make a good expert witness in an insurance claims dispute.

Property Insurance

When Must an Insurer Pay a Claim?

2007-05-01 | Jay M Levin

After a loss, a commercial policyholder needs to get repairs completed and business back up and running at full speed as quickly as possible. Frequently, the proceeds of the property insurance policy are necessary to accomplish this very important goal. Not all policyholders have the ability to finance repairs themselves while they wait for the adjustment process to be completed and the insurance company to pay the loss.

Property Insurance

Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion

2007-04-01 | Jay M Levin

Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.

Catastrophe Risk Management

Defining the Characteristics of a PML Study

2007-03-01 | Nathan C Gould

A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.

Claims Practices

When Agents or Applicants Lie to Insurers

2007-03-01 | Barry Zalma

Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.

Personal Risk Management

Managing the Risks of a Household Move

2007-02-01 | Jack Hungelmann

Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.

Claims Practices

Insurance Fraud Fails in L.A. Superior Court

2007-01-01 | Barry Zalma

Barry Zalma relates the importance of insurer preparation, a thorough investigation, and use of competent counsel when facing a potentially fraudulent claim.

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