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Personal Lines Articles


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Time Element

Property and Casualty Insurance—To Repair or Replace

2009-09-01 | Paul Haynes

Claims for real or business personal property can raise many valuation issues, as related by Paul D. Haynes.

Personal Risk Management

Managing the Risks of a Vacant Home

2009-07-01 | Jack Hungelmann

Jack Hungelmann urges those with empty homes to consider risk management strategies and insurance implications.

Property Insurance

Cyber Risk—Data Damage and Destruction beyond the Naked Eye

2009-07-01 | William K Austin

William Austin asks, how prepared is your organization for electronic data damaged or destroyed from a cyber peril?

Personal Risk Management

Health Insurance Advice for the Newly Laid Off

2009-06-01 | Jack Hungelmann

Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.

Claims Practices

Attorney Fees for Enforcement of Settlements in Florida

2009-05-01 | Barry Zalma

Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.

Time Element

Business Income Losses—A Three Column Approach

2009-05-01 | Paul Haynes

Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.

Property Insurance

Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary

2009-04-01 | Jay M Levin

Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Personal Lines Insurance

The Underwriting Submission—Homeowners Insurance

2009-03-01 | Elise Farnham

Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.

Property Insurance

Crime Insurance—The Other Property Policy

2009-03-01 | William K Austin

William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.

Time Element

Challenges in Assessing a Business Interruption Claim

2009-02-01 | Paul Haynes

Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.