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Personal Risk Management

Reducing Umbrella Risks by Having One Agent

2010-03-01 | Jack Hungelmann

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

2010-02-01 | Barry Zalma

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

2010-02-01 | Michael Speer

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Personal Lines Claims

The Art of Strategic Negotiation

2010-01-01 | Elise Farnham

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

2010-01-01 | Jack Hungelmann

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Property Insurance

Property Insurance Resolutions for 2010

2010-01-01 | William K Austin

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Property Insurance

Claim Preparation and Adjustment Expense: Courts Might Not Get It

2009-11-01 | Jay M Levin

Courts may not grant claims expenses. Jay Levin says to review the policy, understand the coverage, and maximize recovery.

Claims Practices

Breach of Contractor's Warranty Defeats Coverage

2009-10-01 | Barry Zalma

To succeed in an insurance claim, be sure to obtain insurance certificates as required. Barry Zalma explains.

Personal Lines Claims

"Green" Building Claim Implications

2009-10-01 | Elise Farnham

Green construction has significance for loss adjusters even when their insurer does not issue green policies. Elise Farnham explains.

Property Insurance

First-Party Insurance for Cyber Risks

2009-10-01 | William K Austin

Risk controls should be used in conjunction with first-party insurance to cover unique and evolving cyber exposures, per William Austin

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