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Personal Risk Management

Personal Umbrella Insurance 101

2012-02-01 | Jack Hungelmann

Jack Hungelmann answers some basic questions about personal umbrella policies.

Catastrophe Risk Management

Catastrophic Chemical Industry Losses—Structuring Coverage and Maximizing Recovery

2012-01-01 | Christopher M Brophy

Maximizing insurance coverage after a catastrophic loss is especially complex for chemical producers. Chris Brophy elaborates.

Personal Lines Claims

Personal Lines Insurance Is Getting More Personal

2012-01-01 | Elise Farnham

Technological advances, says Elise Farnham, are making the claims process more personal for insureds

Claims Practices

When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"

2011-12-01 | Barry Zalma

Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)

Personal Lines Claims

Plaintiff Duties in Personal Lines Claims

2011-11-01 | Elise Farnham

In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)

Catastrophe Risk Management

Building the Right Builders Risk Policy

2011-10-01 | Christopher M Brophy

Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.

Claims Practices

Claims-Made Policies—Report Potential Claims Immediately

2011-10-01 | Barry Zalma

Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

2011-09-01 | William K Austin

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

2011-08-01 | Elise Farnham

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Personal Risk Management

Personal Risk Management: The Insurance Audit

2011-08-01 | Jack Hungelmann

Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)

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