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Personal Lines Articles


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Time Element

Business Interruption Losses in Economic Downturn

2011-08-01 | Michael Speer

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

Personal Risk Management

Homecare Workers: Identifying and Managing Risks

2011-06-11 | Jack Hungelmann

Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.

Personal Risk Management

Managing the Risks of Groundwater Damage

2011-05-01 | Jack Hungelmann

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Time Element

Supply Chain Exposures—What It Means to a Risk Manager

2011-05-01 | William K Austin

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.

Catastrophe Risk Management

Insurance Coverage Considerations for Claims Resulting from the Japanese Earthquake

2011-04-01 | Christopher M Brophy

Assessing the impact and coverage is no simple task. Chris Brophy elaborates.

Claims Practices

Arson Conviction Upheld in Ohio; Texas Lets One Go Free

2011-04-01 | Barry Zalma

Barry Zalma reviews two recent arson cases with opposite results.

Personal Lines Claims

Black Swans on the Horizon: Expecting the Unexpected

2011-04-01 | Elise Farnham

To effectively manage future losses, Elise Farnham stresses that claims professionals and their organizations must ask, 'What if?'

Property Insurance

Insurance Fraud: Something Old and Something New on a Frequently Litigated Issue

2011-03-01 | Jay M Levin

There are limits to the situations in which fraud should be used as a defense, as shown in three recent cases discussed by Jay Levin.

Time Element

Nonprofits: A Guide to Recovering from Catastrophic Losses

2011-03-01 | Michael Speer

Learn how to maximize insurance and FEMA recovery with this article by Michael Speer.

Personal Risk Management

Collision Damage Waivers When Renting a Vehicle: To Buy or Not To Buy?

2011-02-01 | Jack Hungelmann

Jack Hungelmann gives 10 reasons why you should decline.