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Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

2011-01-01 | Barry Zalma

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

2011-01-01 | Elise Farnham

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Property Insurance

Requiring Repair before Insurer Pays Replacement Cost

2010-10-01 | Jay M Levin

Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.

Time Element

Limiting the Interruption in Business Interruption

2010-10-01 | William K Austin

Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.

Time Element

Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?

2010-09-01 | Michael Speer

Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.

Claims Practices

Diminution in Value

2010-08-01 | Barry Zalma

When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.

Personal Lines Claims

Stress-Free Claims Adjusting

2010-08-01 | Elise Farnham

While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.

Claims Practices

Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss

2010-06-01 | Barry Zalma

In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.

Personal Risk Management

Insuring "Zipcars"

2010-04-01 | Jack Hungelmann

Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.

Property Insurance

Crime—Getting More Out of the Policy

2010-04-01 | William K Austin

Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.

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