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Reinsurance

Stuck in the Middle—The Reinsurance Intermediary

2006-03-01 | Larry Schiffer

Working with the right intermediary is key to a profitable reinsurance arrangement. Larry Schiffer explains.

Captives

Investment Strategies for Captives

2006-01-01 | Michael R Mead

Michael Mead discusses how captive premiums and reserves can grow over time and how these funds are held and invested.

Reinsurance

Contract Finality—What a Concept!

2006-01-01 | Larry Schiffer

Agreeing to terms and conditions of a reinsurance contract on the day of placement may reduce disputes arising out of ambiguous contract terms. Larry Schiffer explains.

Reinsurance

Avoiding the Reinsurance Credit Risk

2005-09-01 | Larry Schiffer

The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.

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Captives

Regulation of Captives: Who? Why? What Next?

2005-08-01 | Michael R Mead

Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.

Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

Reinsurance

The Late Notice Defense in Reinsurance—Updated

2005-06-01 | Larry Schiffer

Larry Schiffer revisits the ways different states apply different prejudice or no-prejudice rules to a late notice defense by an insurer or reinsurer.

Captives

When Is Reinsurance Not Reinsurance?

2005-04-01 | Michael R Mead

Mike Mead looks at the risk management implications of reinsurance and excess insurance for captives. Lack of regulation and standardization complicates the matter.

Captives

Using Captives and Risk Retention Groups Together

2005-01-01 | Michael R Mead

By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.

Catastrophe Risk Management

Understanding the Vulnerability of Hospitals to Natural Disasters

2004-12-01 | Nathan C Gould

If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.

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