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Risk Financing and Captives Articles


Latest Articles

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

2003-01-11 | Nathan C Gould

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.

Market Practices

Insurance Coverage Specifications in the Hard Market

2002-12-01 | Peter Polstein

It's important to cover all the potential areas of loss your firm faces, even if insurance is not available or affordable. Peter Polstein reviews coverage extensions you should consider.

Reinsurance

When Errors Occur in a Reinsurance Relationship

2002-12-01 | Larry Schiffer

Larry Schiffer examines the errors and omissions clause in reinsurance policies, including its history, proper drafting, use and misuse, and court interpretations.

Captives

Actuarial Projections and the Captive

2002-11-01 | Michael R Mead

Actuaries are crucial to the formation and success of captives. Michael Mead discusses the role of the actuary in understanding claims, establishing premiums, and projecting profits.

Market Practices

What Constitutes a Full Underwriting Submission

2002-10-01 | Peter Polstein

Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example

Reinsurance

Late Notice in Reinsurance Claims: Does Prejudice Matter?

2002-09-01 | Larry Schiffer

The law of late notice in reinsurance varies from state to state. Here, Larry Schiffer briefly explores the late notice defense to payment under a reinsurance contract.

Captives

Choosing the Right Captive Domicile

2002-08-01 | Michael R Mead

In this article, Michael Mead discusses captive domiciles, their importance and what factors to consider when selecting one.

Catastrophe Risk Management

Optimizing the Management of Natural Disaster Exposure

2002-06-01 | Rick Clinton

Many companies feel their approach to managing their overall aggregate exposure to natural disasters is deficient. Rick Clinton examines some software and consulting options for handling the earthquake exposure.

Captives

Captive Structures

2002-04-01 | Michael R Mead

There are many different structures for a captive insurance company. Michael Mead discusses the most common structures and their potential uses.

Catastrophe Risk Management

Managing Earthquake Risk

2002-03-09 | Ronald Hamburger

Since September 11, risk managers have focused on man-made risk. However, Ron Hamburger explains the greater danger of natural catastrophes, particularly earthquakes, and how their risk should be assessed and handled.