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Claims, Case Law, and Legal Articles


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Courts and Coverage

Sometimes, Certificate Disclaimers Help

2010-09-01 | Richard J Scislowski

Two court cases show that even though certificates are often viewed as little more than a nuisance, every so often, standard certificates can save the day.

Claims Practices

Diminution in Value

2010-08-01 | Barry Zalma

When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.

Courts and Coverage

Duty To Cooperate

2010-08-01 | R Brent Cooper

Every liability policy contains a cooperation clause. But, as Brent Cooper shows, how it is applied and litigated differs greatly.

Personal Lines Claims

Stress-Free Claims Adjusting

2010-08-01 | Elise Farnham

While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.

Claims Practices

Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss

2010-06-01 | Barry Zalma

In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.

Courts and Coverage

Correcting Mistakes in Additional Insured Endorsements

2010-04-01 | Richard J Scislowski

A New York court holds reformation as the remedy for a scrivener's error.

Courts and Coverage

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention

2010-03-01 | Richard J Scislowski

Only defense costs paid by named insured satisfy the self-insured retention.

Claims Management

Litigation Management—Crucial but Confusing

2010-02-01

Litigation is expensive. Glenn Brown explains how to manage costs.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

2010-02-01 | Barry Zalma

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Personal Lines Claims

The Art of Strategic Negotiation

2010-01-01 | Elise Farnham

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.