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Personal Risk Management

Health Insurance Advice for the Newly Laid Off

2009-06-01 | Jack Hungelmann

Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.

Environmental

No Coverage in Homeowner's Policy for Mold Damage from Water Pipe Leak

2009-05-01 | Kent Holland

Kent Holland shows how the issue of whether the mold exclusion is ambiguous continues to be litigated with surprisingly different results.

Personal Lines Insurance

The Underwriting Submission—Homeowners Insurance

2009-03-01 | Elise Farnham

Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.

Personal Lines Claims

Avoiding Bad Faith Allegations in Excess Loss Situations

2009-01-01 | Elise Farnham

Elise Farnham discusses steps claim professionals can take to avoid bad faith situations and minimize damage if they encounter them.

Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

2008-10-01 | Elise Farnham

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Personal Risk Management

Risk Management for Weddings

2008-08-16 | Jack Hungelmann

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

Environmental

Pollution Legal Liability Market Update

2008-07-01 | Jeff Slivka

Jeff Slivka expects to continue to see an expanded need for PLL insurance. Markets, coverage types, and trends are provided.

Personal Lines Insurance

Managing Personal Automobile Insurance Risks Following Death

2008-04-18 | Jack Hungelmann

Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.

Environmental

"Suits" under a 1973 CGL Insurance Policy

2008-02-01 | Richard J Scislowski

ISO did not define "suit," so courts were divided, particularly in pollution cleanup cases. Rich Scislowski explains.

Personal Risk Management

Time to Standardize Personal Umbrella Insurance Policies

2008-02-01 | Jack Hungelmann

Jack Hungelmann points out the problems of not having standardized umbrella policies.