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Environmental

Common Law Exceptions to the 1973 "Owned Property" Exclusion

2008-01-01 | Richard J Scislowski

Courts poked so many holes in the exclusion that it hardly excluded anything. Rich Scislowski explains the ISO solutions.

Personal Lines Insurance

Demystifying Auto Rental Insurance

2007-12-08 | Mike McCracken

IRMI's Mike McCracken examines rental car coverage provided by the personal auto policy (PAP) and compares what some rental companies offer.

Environmental

Epoxy Fumes Are Unambiguously Excluded from Coverage as "Pollutants" under the CGL Total Pollution Exclusion

2007-11-01 | Kent Holland

Kent Holland relates a case on the CGL total pollution exclusion and the definition of "pollutants," "discharge," "dispersal," "seepage," "migration," "release," and "escape."

Environmental

Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks

2007-03-01 | Kent Holland

Kent Holland looks at the trend of courts upholding the CGL pollution exclusion, even when the "pollutant" is a naturally occurring substance rather than a man-made chemical.

Environmental

Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning

2007-02-01 | Kent Holland

Kent Holland shows how identical facts can result in completely different rulings, depending on the jurisdiction.

Personal Risk Management

Managing the Risks of a Household Move

2007-02-01 | Jack Hungelmann

Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.

Environmental

Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water

2007-01-01 | Kent Holland

Kent Holland relates a Texas case holding no coverage for an excluded category of loss that follows from a covered loss.

Environmental

Naturally Occurring Hazards: They Can Be "Hazardous" to Your Contractors Pollution Liability Coverage

2007-01-01 | Jeff Slivka

Buying a CPL policy is a very sound alternative for financing environmental loss, but there are pitfalls. Jeff Slivka explains.

Environmental

State Leadership in Promoting Insurance-Based Solutions to Brownfield Redevelopment Challenges

2006-11-01 | Michael O Hill

Jeff Kehne and Michael Hill discuss environmental insurance programs at the state level.

Environmental

Financing Environmental Loss with Environmental Insurance

2006-10-01 | Jeff Slivka

Jeff Slivka offers an introduction to the various products available to the many different exposures in the many different industries throughout the country.

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