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Personal Risk Management

Managing the Townhouse/Condominium Unit Owner Risk

2006-08-01 | Jack Hungelmann

Jack Hungelmann relays the problems condo owners face when trying to obtain seamless property and liability insurance.

Environmental

Mold Litigation: Expert Testimony Required to Prove Causation

2006-04-01 | Kent Holland

Kent Holland explains how expert testimony may be required to prove causation of property damages in mold cases.

Environmental

Subrogation and Intervention in Construction Defect Case Involving Water and Mold

2006-02-01 | Kent Holland

Kent Holland describes a well-reasoned court opinion that will serve as a valuable educational tool for others contemplating similar issues.

Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

2006-02-01 | Jack Hungelmann

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

2006-01-01 | Jack Hungelmann

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

Environmental

Absolute Pollution Exclusion in Contractors Policy Does Not Bar Coverage for Toxic Fume Injuries

2005-11-12 | Kent Holland

Kent Holland explains Nav-Its, Inc. v. Selective Insurance, span court case] where the New Jersey Supreme Court limited the pollution exclusion to hazards traditionally associated with environmentally related claims.

Environmental

Manganism?

2005-10-01 | Jeff Slivka

Jeff Slivka explains why it would be prudent for organizations to add the Manganese exposure to their overall environmental risk profile to methodically analyze the risk and manage it.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 3

2005-09-17 | Robin K Olson

In the final installation of his series on identity theft, Rob Olson examines the types of coverage offered by insurance organizations and banks, and lists other reforms that are needed to address this risk.

Environmental

Silica Claim Barred by Total Pollution Exclusion in CGL Policy

2005-08-01 | Kent Holland

Kent Holland summarizes a California court decision rejecting the argument that by adding an endorsement explicitly excluding asbestos, the insurer had to do the same for silica.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 2

2005-08-01 | Robin K Olson

What are the steps a person can take to reduce the chance of identity theft? If a theft occurs, what steps should be taken to mitigate the size and scope of the loss? Rob Olson provides some answers.

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