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Claims, Case Law, and Legal Articles


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Courts and Coverage

Hurricanes Katrina and Rita: Coverage Disputes and Pending Litigation

2006-07-01 | R Brent Cooper

Because of the coverage disputes presented by the hurricanes, it is uncertain what impact the hurricanes will have on the industry in the future. Dana Harbin and Brent Cooper discuss.

Courts and Coverage

Hurricanes Katrina and Rita: Effect on Claims Handling Procedures

2006-06-01 | R Brent Cooper

Insurers faced unique obstacles in investigating and settling claims in 2005. Dana Harbin and Brent Cooper explain.

Courts and Coverage

Hurricanes Katrina and Rita: Effect on Rating and Underwriting

2006-05-13 | R Brent Cooper

Homeowners insurance rate increases may stabilize the market in affected states. Dana Harbin and Brent Cooper explain.

Claims Practices

New ISO ACV Definition and California Statute

2006-03-01 | Barry Zalma

ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.

Courts and Coverage

Homeowners Policies and Acts of Self-Defense

2006-01-01 | R Brent Cooper

Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.

Litigation Management

Legal Billing—Is There a Change in the Wind? A Look at the UTBMS Task Codes and the Future of Legal E-billing

2005-12-01 | Michael R Boutot

Michael Boutot describes the history of legal billing and explains the Uniform Task-Based Management System task codes and what he sees as the future of legal e-billing.

Claims Practices

Claims in a Disaster

2005-09-01 | Barry Zalma

In light of the many natural disasters this year, insureds who have never had to deal with insurance claims adjusters are confused or intimidated by the prospect. Barry Zalma provides advice.

Claims Practices

Rescission in California

2005-08-01 | Barry Zalma

Misrepresentations or concealment of material facts—whether intentional or not—can leave an insured without coverage, even for a legitimate claim. Barry Zalma looks at a recent case on point.

Courts and Coverage

Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?

2005-08-01 | R Brent Cooper

Brent Cooper and Dana Harbin look at the disparity among the state courts regarding who has the right to reject UM/PIP coverage, in what form, and under what circumstances.

Courts and Coverage

Unmarried Cohabitants Are Not "Members" of the Same "Household"

2005-07-01 | Richard T Valentino

What constitutes a household? Richard Valentino looks at a recent 11th Circuit case where the term was deemed ambiguous and lists rulings from other jurisdictions on the topic.